Finance your build
Equip the space you actually want and spread the cost. Financing on QLI equipment is provided by Synchrony, applied for online, and usable at checkout or with your sales representative.
No interest if paid in full within 6 or 12 months*
with your Synchrony Sport Credit Card
on purchases of $1,500 or more
*Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within the promotional period, at the APR for Purchases, 34.99%. Minimum monthly payments are required and may not pay off the promotional purchase before the promotional period ends. Subject to credit approval. Credit is extended by Synchrony Bank.
The offer
No interest on orders of $1,500 or more, if the balance is paid in full within the promotional period.
No interest if the promotional balance is paid in full within six months of purchase.
No interest if the promotional balance is paid in full within twelve months of purchase.
Financing is provided by Synchrony through the Sport Credit Card. Apply online, use the account at checkout or with your sales representative, and keep it open for whatever you add to the floor later. Either term is available on any qualifying order, so talk to your representative about which one suits the purchase.
The terms in full
| Promotion type | Deferred interest. No interest if paid in full within the promotional period. |
|---|---|
| Promotional APR | 0% during the promotional period, provided the promotional balance is paid in full before it ends. |
| APR after the promotion ends | 34.99%, not variable. If the promotional balance is not paid in full, interest is charged from the purchase date, not from the end of the promotional period. |
| Promotion duration | Six months or twelve months, on orders of $1,500 or more including shipping and other fees. |
| Promotion description | Interest accrues on the amount financed from the date of purchase and is deferred. Pay the promotional balance in full within the period and the accrued interest is not charged. If any of it remains, the full accrued amount is charged at 34.99%. Minimum monthly payments are required and may not pay off the promotional balance before the period ends. |
Subject to credit approval. Minimum monthly payments required. QLI reserves the right to discontinue or alter the terms of this offer at any time.
Why finance
Keep your cash where it works
Equip the space now and spread the cost, instead of letting this quarter’s budget decide what the room looks like for the next ten years.
A decision on the spot
The application is online and the answer comes back in the same sitting. No paperwork to post, no waiting on a callback.
Use it more than once
The account stays open after the first order, so a second rack or a later expansion draws on the same line rather than starting over.
Built for real installs
Plate loaded, selectorized, cardio, flooring. The same application covers whatever ends up on the floor plan.
How it works
Choose your equipment
Browse the catalogue, or talk to a representative about a full floor plan and get a quote first. Financing works either way.
Apply online
The application is handled by Synchrony, not by QLI, and the decision comes back on the spot.
Use it on your order
Bring the account to checkout, or give the details to your sales representative if the order is being quoted.
Outfitting a gym or a facility?
Orders past a consumer credit line are usually better served by commercial terms than by a card. Tell us what you are building and we will put the options together with you.
Common questions
What does “no interest if paid in full” actually mean?
Interest is accruing the whole time, and is waived only if you clear the balance inside the promotional period. Pay the full amount within the six or twelve months and you pay no interest at all. Miss it, and the interest that has built up since the purchase date is charged in one go, at 34.99%. This is not the same as a 0% APR loan, where no interest exists to be charged. Making only the minimum monthly payment will not clear the balance in time on its own, so work out what you need to pay each month and set that as your payment.
Which term should I choose?
Both are available on any qualifying order and both work the same way. Twelve months gives you longer to clear the balance, which makes it easier to avoid the interest. Six months suits a smaller order you intend to pay off quickly. The thing that matters either way is clearing the balance before the period ends, so pick the one you can actually finish.
What counts toward the $1,500 minimum?
The entire order, including shipping and other fees, not just the equipment subtotal.
Does applying affect my credit score?
Synchrony runs a credit check as part of the application, and the account is a line of credit, so it appears on your credit file.
Can I use financing on a custom or made-to-order machine?
Customization orders are quoted rather than checked out, so talk to your sales representative about applying the account to a quoted order.
Can I use it for a commercial order?
This is a consumer credit card, so for a gym, studio or facility purchase the commercial route above is usually the better fit. Talk to the team rather than applying here.
What happens if I return something bought with financing?
A refund to a promotional financing account does not always behave the way a card refund does. Contact us and we will work it through with you.
No interest will be charged on the promotional purchase if you pay the promotional purchase amount in full within the promotional period of 6 or 12 months. If you do not, interest will be charged on the promotional purchase from the purchase date at the APR for Purchases, 34.99%. Minimum monthly payments are required and may or may not pay off the promotional purchase before the end of the promotional period. Regular account terms apply to non-promotional purchases. Subject to credit approval. Credit is extended by Synchrony Bank.